Recent studies prove what most Americans already know: Over 91% of us are using cell phones. Not just to talk, but to text, send messages and take pictures. It is probably the most society changing invention in the 20th century, probably only second to the automobile. It is assumed that this percentage number will only increase, until every single person is using a cell phone. They are no longer and passing fad and with each model brings new improvements and applications. There are three types of plans associated with cell phones - Individual, Family and Prepaid.
People who use their phones regularly are more likely to opt for an Individual plan. A one or two year contract is signed and they are given a set amount of minutes to talk, text or use any other applications attached to their plan. If they do go over their allotted cache of minutes, they are charged a fee and pay for each additional phone call. It can add up fairly quickly, so be certain of what you are getting.
The next plan is a Family plan, which can be used for families or groups of people who want to share minutes. Its seems like an easy fix for a lot of different uses, but be aware whoever purchases the plan (also one or two years contracts) will be responsible for the final bill. Its not as easy as you think to keep track of what everyone's usage will be, and one person may be more delinquent than another. Again, make sure you know which plan is the best for you.
Prepaid plans are also for one person, and can be the best choice for those who like to "pay as they go." It is also recommended for people who have less than stellar credit, as it assures you that you will have enough minutes before your need runs out. You determine a set amount for every month, while some other plans allow you to pay whenever you want. It's really a great deal for those people who only use cell phones now and then, or only for emergencies.
Investigating the various cell phone plans available out there is time consuming and may seem like one of the most boring things you'll ever do. But in the end, you'll realize it's worth taking the extra time to see what works for your and your lifestyle. Also remember to pay your bill on time and not let payments pile up, eventually ending in having your phone service shut off, as this will be reported as a bad debt on your credit report.
People who use their phones regularly are more likely to opt for an Individual plan. A one or two year contract is signed and they are given a set amount of minutes to talk, text or use any other applications attached to their plan. If they do go over their allotted cache of minutes, they are charged a fee and pay for each additional phone call. It can add up fairly quickly, so be certain of what you are getting.
The next plan is a Family plan, which can be used for families or groups of people who want to share minutes. Its seems like an easy fix for a lot of different uses, but be aware whoever purchases the plan (also one or two years contracts) will be responsible for the final bill. Its not as easy as you think to keep track of what everyone's usage will be, and one person may be more delinquent than another. Again, make sure you know which plan is the best for you.
Prepaid plans are also for one person, and can be the best choice for those who like to "pay as they go." It is also recommended for people who have less than stellar credit, as it assures you that you will have enough minutes before your need runs out. You determine a set amount for every month, while some other plans allow you to pay whenever you want. It's really a great deal for those people who only use cell phones now and then, or only for emergencies.
Investigating the various cell phone plans available out there is time consuming and may seem like one of the most boring things you'll ever do. But in the end, you'll realize it's worth taking the extra time to see what works for your and your lifestyle. Also remember to pay your bill on time and not let payments pile up, eventually ending in having your phone service shut off, as this will be reported as a bad debt on your credit report.
About the Author:
Learn more about cell phone plans. Stop by Gary Blunt's site where you can find out all about how to compare cell phones and what it can do for you.
